The impact oh the prices of islamic financial products on the demand for them in Algeeien banks-A field Study-
Abstract
This study aims to identify the impact of price and financing term on the demand for Islamic financial products in Islamic banks and Islamic banking windows in Algeria. The standard and analytical method was used to conduct this study by distributing a questionnaire to the customers of banks that offer Shari'ah-compliant products.
When testing the research hypotheses , result wer reched results found that the demand is primarily influenced by prices, followed by financing periods, which shows that there is a direct relationship between demand and the two variables of price and financing periods, so the bank that offers Sharia-compliant products must set appropriate prices under the supervision of a Sharia supervisory body and divide the financing periods accurately to be in line with each project
References
BAHMED , A. (12, 2019). BA Analyse diagnostique du marketing mix d’une banque islamique Cas: la banque Al Baraka d’Algérie. Revue des Sciences Economiques, de Gestion et Sciences Commerciales، p 669-684.
Scott , D. (2008). Advanced Dictionary of Marketing Putting Theory to Use. New York, USA: Oxford University Press.
Ahemad ben hassan ben ahmed alhassani. (1999). Ṣanādīq al-istithmār dirāsah wa taḥlīl min manẓūr al-iqtiṣād al-Islāmī. Muʼassasat Shabāb al-Jāmiʻah.El iskandria.
AL BAKRI and others. (2008). Taswīq al-Khidmāt al-mālīyah. athrāʼlnshrwāltwzy.Omane.Jordan
ALHANITI,H. MALAHIM,S. (2016). tsʻyr al-murābaḥah fī al-maṣārif al-Islāmīyah. Dār al-Nafāʼis lnshrwāltwzyʻ.Omane.Jordan.
al-Maghribī, ʻA. (s. d.). al-Idārah alāstrātyjh fī al-bunūk al-Islāmīyah, baḥth manshūr. baḥth raqm (66). al-Maʻhad al-Islāmī lil-Buḥūth wa al-Tadrīb, al-tābiʻ lil-Bank al-Islāmī lil-Tanmiyah, Jadah.Saudi Arabia.
TOUTI Mostapha. (2017). al-iqtiṣād aljzʼy taḥlīl naẓarī wa-taṭbīqī. al-Nashr al-Jāmiʻī al-jadīd.Telimcan.
Majlis al-Khidmāt al-mālīyah al-Islāmīyah. (2009). Mutaṭallabāt Kifāyat Raʼs al-māl lṣkwk wa altṣkyk wa-al-Istishārāt al-ʻaqārīyah, al-Miʻyār rqm07.Malaysia.
MONZIR Kohef. (1424 H). Mafhūm al-tamwīl fī al-iqtiṣād al-Islāmī taḥlīl fiqhī wa iqtiṣādī. al-Bank al-Islāmī lil-Tanmiyah al-Maʻhad al-Islāmī lil-Buḥūth wa al-Tadrīb.
Hayʼat almḥāsbtw al-murājaʻah lil-muʼassasāt al-mālīyah al-Islāmīyah. (2010). al-Miʻyār al-sharʻī raqm 17.Bahrain .
BEN NASSER Sliman, Malyani Abed Alhamid. (2023). Madá jāhzyh al-bunūk al-Islāmīyah al-Jazāʼirīyah ltbny almʻāyr al-muḥāsabīyah llʼāywfy – dirāsah istiqrāʼīyah – Istishrāfīyah. Muʼtamar al-dawlī al-iftirāḍī Mutaṭallabāt al-taṭbīq al-salīm llmʻāyr al-ṣādirah ʻan Hayʼat alʼāywfy fī mukhtalif duwal al-ʻālam(al-Islāmīyah wa ghayr al-Islāmīyah). Birlin, Garmany : al-Markaz al-dīmūqrāṭī al-ʻArabī lldrāsātālāstrātyjytw al-siyāsīyah wa al-iqtiṣādīyah.
