Safety Assessment of the Financial Stability of the National Bank of Algeria: Using the American Banking Rating System CAMELS

Abstract

To set the banking safety principle, every unit of the banking system must have a safe and a healthy financial situation, and acquire management efficiency that enables banks to well manage its assets and liabilities as well as practise its financial intermediation role. It also must have the credit worthiness and the capacity to satisfy capital adequacy requirements.

There are many control standards that mesure performance classify banks and then detect financial disequilibrium the right time. Means by wich prevent problems that may led to collapse. One of the most important standards that evaluate American banks is called: CAMELS.